Faktura.ru is a fully functional processing center that provides remote banking services to individuals and legal companies via modern communication lines.

CFT Group of Companies, which includes Faktura Bank, has been operating in the financial market since 1991. The information technology on the basis of which the technological platform operates was certified by Sberbank in 2004 and is currently used by leading Russian financial institutions.

As of 2016, the payment platform serves over 10 million users. About 30 million financial transactions are carried out within one month, which cover hundreds of Russian banks in more than 130 cities. In addition to Russian financial institutions such as MDM Bank, Rosinterbank, Expobank and others, a number of financial institutions from neighboring countries use the technological achievements of Faktura Internet Bank.

Principle of operation

The banks work system is focused on strategic functions for the formation of a general service that allows servicing clients of all levels remotely. The Faktura technological platform has no analogues.

Any financial institution has the ability to connect the service of the system on the basis of the "cloud" principle, which will allow using the entire functionality of the processing center to serve users 24 hours a day. The service is provided to banking institutions in the form of a comprehensive outsourcing.

Benefits of an electronic service

The service has more than 300 successful projects that have been implemented jointly with large banks. Each business model is unique and designed according to technological requirements and economic criteria. A huge number of clients have already appreciated the high-quality topical service in the field of remote banking, and the list of Faktura bank partners is constantly expanding.

Partners of the payment electronic platform can independently choose the line of financial instruments that will allow them to serve customers at the highest level. The principle of operation of the electronic service is based on the provision of modular services, which makes it possible to complete products for any solution. Corporate clients can use the advanced technologies of Faktura Internet Bank, for example, iOS and Android applications, various user notification services, software products for 1C and much more.

Customization of software products for the clients needs

The software, as well as the interface of the products that the service offers, are distinguished by a standard design in line with current trends. However, financial institutions have the ability to enhance or customize the look and feel of their apps to match their own brand. Corporate business can customize the interface of web products and promote them in the solution that is most familiar to users. Improving the application interface can be done in two formats. The first one envisages the improvement of the solutions created by Faktura bank within the framework of standard interfaces. The second involves creating innovative solutions.

No risks when performing transactions

Modern solutions in the field of usability are not the only advantage of the service. Each high-tech payment platform solution is built on the foundation of information security. Bank Faktura also provides security systems in an outsourced format. One of the typical ways to minimize financial risks is the centralized management of security systems. Within its framework, the security service takes a number of measures, namely:

use of special smart keys (FSB certificate);
visual control SafeTouch;
use of automatic security systems;
monitoring all activities that are suspicious;
use in the system of special software that controls the limits of financial transactions;
The service security system is licensed.

Functionality for private users

Private clients using Faktura Internet Banking services can manage their finances 24 hours a day. Among the capabilities of the system are the following:

control of all financial transactions using a mobile application. To make a repeated payment, you can use the saved template;
cost analysis allows you to control all transactions by category, and, if necessary, set limits on the use of funds;
opening a deposit in real time without visiting a branch of Faktura bank (constant monitoring of the growth or reduction of interest rates);
monitoring of loans. Control over the schedule of payments, terms, changes in interest rates. The ability to receive a digital account statement (available 24 hours a day) by sending a notification by e-mail;
purchase of insurance in real time.

Traditional payment services

With the help of the Internet Banking service, customers can pay for communication services, loan debts, housing and communal services, replenish electronic wallets, make a donation, and so on.

Additional services

The list of innovative products provides an opportunity to find a provider of the necessary services in a specific city. Also, clients can receive messages about taxes, fines, fees and other types of debts automatically.

The Faktura Internet Banking system offers to use various types of transfers, among which it is worth highlighting unaddressed transactions. Debit, virtual and other types of cards are available to users.

Users of mobile offers can use:

transfers via HCE (contactless technology);
geolocation;
special authorization services;
Apple Watch service.

to corporative clients

The electronic platform Faktura Bank allows you to reliably manage the companys financial flows remotely. The service software is relevant for enterprises of all sizes. The service makes it easier to work with financial institutions, business partners and users. The bank is adapted for any browsers, including versions for mobile devices, and is also presented in an English version.

Faktura internet bank users can receive notifications on all transactions. An app is also available to notify customers on relevant requests. Notifications are sent by SMS and E-mail.

With the help of the service, banks are able to solve a number of marketing problems and achieve a reduction in costs associated with customer service. Faktura Internet Banking capabilities allow:

to perform the usability of the product in accordance with the corporate direction of the business;
advertise products;
send information blocks to users;
sell bank products online (the ability to open an account without involving employees).
The system provides for the function of information exchange between participants. Data can be legal and arbitrary. For example, in this way questionnaires can be sent to clients, reminders of the need for a money transfer or payment of a loan debt. Information can also be presented in a personal format. In any case, data transmission is carried out through encrypted channels, which ensures the confidentiality of information.

The functionality of Faktura bank is simple. This is not only about navigating through the information portal, but also about operating a personal account. All information blocks are linked into a single intuitive system.

Transaction management

All data related to financial payments and invoices are highlighted in one dialog box. Operation numbers are generated by enterprise. Users have the ability to perform one-time transactions for specific organizations or select several enterprises and send multiple payments. It is also distinguished by the simplicity of forming reply transactions. Statements on any financial and monetary transactions are available 24 hours a day. Also Faktura Internet Bank allows you to visually control the amount of funds in accounts.

Financial operations

Faktura Internet Banking makes it possible to carry out all types of payments between financial institutions, as well as on internal accounts. Currency conversion is available to users. For transactions that are systematic, templates are provided.

For legal companies, it is possible to generate payment orders, the signature and sending of which is carried out in one click.

Unlike traditional services provided by financial institutions, Faktura Bank offers an innovative "cloud" infrastructure. For users, the system significantly expands the possibilities of using various services. In turn, the business, thanks to the innovative Faktura system, gets the opportunity to start working in the shortest possible time and get the maximum income at the lowest cost.