The MIT Technology Review has published a business report on the future of digital money. Its pages contain information on research of the latest technologies and their application in online payments.

By the way, the report saw daylight after announced the introduction of a new feature - the implementation of money transfers and various transactions through the Messenger application. The material suggests the possibility of integrating large-scale technologies into promising projects in the financial sector, including Apple Pay, Alipay from Alibaba and Bitcoin.

The new payment system is an additional function that allows you to attach a Visa or Mastercard and, on free terms, make money transfers, pay for goods and services from various Android and iOS devices, as well as from ordinary computers. The administration informs that special systems are able to encrypt the connection to the service, which will keep the information about the users bank cards secret.

For this, standard hardware and several levels of protection are used. Thus, we can say that the money on and the transactions made with it will be under strict control and reliable protection. A group of professionals specializing in combating attacks by hackers and virus programs is working in this direction. The slightest suspicion of intrusion into a confidential field is constantly monitored.

dispenses with commissions for making money transfers, not seeing the point and need for this, because the issue of monetizing the payment system is not being considered. The main challenge facing the service is to attract as many members of the Messenger application as possible. Those who prefer it will not need to contact other payment systems, for example, PayPal or Google Wallet, when making transactions.

There is no denying the high level of popularity of one of the largest platforms Messenger, which is visited by at least 500 million people every month. And the acquisition of another WhatsApp messaging platform, which cost about $ 22 billion, added more than 700 million to its existing user base.

s payment system is easy to use, and it can easily complete both conventional and microtransactions.

The manager of the popular social network, Steve Davis, talked about the ongoing discussions on the topic of money. The service plans to create ideal conditions for its users to solve monetary problems within the application of this network.

There is a publication in The New York Times that reports on s plans. Their implementation is facilitated by the huge scale and wide opportunities that the service has. Experts suggest that the network is capable of revolutionary transformations in improving the payment system. There are new opportunities to expand its functions: in addition to money transfers between users, payment for goods and services purchased in online stores.

An example of this would be the digital currency Credits, which is suitable for paying for goods, services and virtual gifts to online friends.

Such virtual money serves not only as a means of non-cash settlement or exchange, it can also be converted into rubles or the national currency of other countries, and withdrawn into cash, but also purchased for rubles, dollars, hryvnias, etc.

MIT Technology Review notes that this largest social network can play a leading role in transforming the face of digital innovation.

For , the relationship with Bitcoin remains an open question. After all, on the technical side, it is not difficult to add a Bitcoin wallet to the payment system of the social network and use Bitcoins for financial relations.

The likelihood that the service could become a Bitcoin supporter is high when you consider that the head of the Messenger department, David Markus, is a long-time Bitcoin supporter. Well-known blogger Jimmy Song also believes that will recognize Bitcoin and make it part of its financial plan, and for the long term.

The popularity of is undeniable, as is the popularity of the Bitcoin cryptocurrency, which is becoming known to new millions of people every day. Its high rate cannot but arouse the interest of such a large social network. After all, if you bring these two systems closer to each other, you can get an amazing result, which the largest IT giants will not be able to keep up with.

payment system uses its e-currency Credits. The system uses a huge variety of currencies, each user has the right to convert money in the one that suits him best. To become a member of this system, you need to register and create an electronic wallet.

Some people believe that the creation of such payment systems is a useless phenomenon, devoid of any sense. After all, electronic financial systems already exist, so why duplicate them. However, supporters of their own payment platform see this not only as meaning, but also as a significant benefit that can be derived from increasing the number of users, which is an important component of every Internet resource.