Money is an important component of human civilization and our exchanger assigns a special role to the security of money. They have existed for thousands of years and are a universal means of payment, remuneration for work in the most convenient form and make a persons life comfortable. Money can buy everything you need. Therefore, people try to earn them as much as possible in order to satisfy their desires.

If means of payment are such a desirable object, then the problem of their protection is always relevant. Previously, in order to protect money from burglars, it was necessary to be good at weapons, to be strong or to look for secluded places to reliably hide the acquired from thieves. In the modern world, there is a need to protect electronic money, because they are becoming the main means of payment, displacing the paper equivalent of banknotes from wallets and everyday life of the inhabitants of the planet.

The new millennium has significantly expanded the concept of electronic means of payment. Now it is not only the usual bank cards, Internet banking, but also many electronic payment systems (EPS) used in the virtual world. Cryptocurrency has taken a special place and is a worthy competitor to EPS. An electronic wallet is a modern alternative to old wallets that does not need to be carried with you, but can be stored on a personal computer or even on a mobile phone and used for online financial transactions. Convenience and versatility, these are its main advantages that are appreciated by modern people.

Having let digital money into their lives, people are obliged to know the ways to save electronic money in online wallets. Compliance with simple rules will help you make online purchases, pay for various online services and services in a secure manner.

 

Electronic fraud

The problem of fraud became relevant at the early stage of the formation of the Internet. Virtual attackers use personal information from social networks, hack emails, steal passwords. The main goal of cybercriminals is to gain access to virtual wallets.

Developers invest a lot of money in ensuring the safety of electronic payments. However, the decisive role in the safety of his virtual wallet is played by the user himself. Continuous improvement of protection mechanisms cannot serve as a panacea if the owner of an electronic wallet does not follow basic safety rules.

Consider the rules to maximize the security of electronic payments. They are quite simple, but do not allow fraudsters to gain access to the e-wallet.

To protect virtual money, when entering a password on the EPS website or in an electronic wallet program, you must use a virtual keyboard. Fraudsters are armed with methods of intercepting signals from keyboards, allowing to find out the current password, so it is better to entrust this operation to a virtual analogue of a regular keyboard.
Entering the EPS personal account, you need to make sure that the address bar of the browser shows the required site. In order not to get to a fraudulent resource, you need to check for the presence of https symbols. The last letter S will inform about the presence of protection, which means that the user will be taken to the site of the electronic payment system.
In order for only the owner to have access to electronic money, the password should be as complex as possible. This will make it difficult to hack a virtual wallet when using special programs that can sort out many password options to enter the users wallet.
To keep electronic money safe, you need to install a new version of antivirus software as often as possible and carry out the necessary checks on your computer at the required frequency. Viruses hack wallets most often. To prevent such electronic fraud from depriving the user of virtual currency, antivirus software must be from a reliable manufacturer.
The password for an electronic wallet or bank card is never and under no circumstances disclosed to anyone, even if someone introduces himself as an employee of the bank or EPS. Real employees will never ask for such information, either by phone or by email. They can only be requested by an attacker.
Malicious software (viruses) give fraudsters access to users computers and allow them to download the necessary data. Try not to store passwords electronically on your work computer. For this, use a USB flash drive or other alternative storage media and safely hide them from strangers.

Protection codes are another effective method to protect money. Almost all EPSs offer customers such a service. Always use such protection of transfers, in this case no one will be able to intercept the transferred money. After all, only the sender and the recipient know the protection code.
Screaming headlines, for example, "1000% in a couple of days", "Great offer", suspicious promotions and contests, most often hide various fraudulent schemes. They are aimed at depriving gullible users of virtual savings. Such advertisements, as a rule, hide financial pyramids, "magic wallets", unscrupulous resources for online currency exchange.
After finishing work with the electronic payment system, it is best to log out of your account.
Binding a virtual wallet to an IP address will greatly enhance the security of user authentication. Many online payment systems provide such an opportunity and this should be used, because it will be possible to enter the EPS account only from the specified Internet access point.

Bitcoin cryptocurrency - also needs protection

The creation of decentralized cryptocurrencies (for example, Bitcoin) has given users of the virtual world many new opportunities. Basically, it is the confidentiality of payments made and high security of transfers.

However, moments are not excluded when a Bitcoin wallet can be vulnerable. The methods described below will allow you to protect electronic money in the Bitcoin system.

For everyday needs, use only a small amount that is located in your mobile wallet. Distribute the rest of the virtual coins on different deposits.
Use the ability to create a backup copy of your Bitcoin wallet. Store your wallet in a safe place. This will allow you to recover from a computer hardware breakdown or user error. It is necessary to create a copy of the entire wallet, since private keys are used when encrypting data.
Backups of wallets must be encrypted and it is best to place them in multiple deposits. This will save you from loss. If the copy is in one copy, it can be USB keys, CDs and other storage media.
If payments are not expected for a long time, an offline wallet will better protect money. It will freeze all Bitcoins and no one can steal them.
Encryption of an Internet wallet for Bitcoins will save the accumulated electronic money from the main types of electronic fraud with cryptocurrencies, the variety of which is growing every year.
Paying the necessary attention to the preservation of personal information and necessary passwords, following the above recommendations, you can always keep digital currencies, Bitcoins and other virtual cryptocurrencies safe and sound.