Payment aggregator WebCreds is a unified platform that provides private users, as well as interested business representatives in high-quality and up-to-date transaction service.

WebCreds has set itself the ambitious task of creating a single payment space in which all transactions will be carried out instantly, and the process itself will be as automated as possible.

 

EPS WebCreds offers

Using electronic wallets, users of a multifunctional service have the opportunity to make payments in favor of online stores, providers of various services, as well as carry out intra-system transactions between clients of the payment service. In turn, business representatives, namely the owners of electronic trading objects, using the functionality of the WebCreds service, can accept funds from buyers who manage electronic wallets.

The system makes it possible to use a powerful resource for entrepreneurs engaged in the exchange of funds, as well as those involved in withdrawing money from electronic wallets. Businessmen who own terminal networks and specialized kiosks for accepting payments in favor of service providers have the opportunity to replenish the list of recipients, as well as improve the level of customer service by expanding the list of forms and methods of payment.

Payment service WebCreds accepts payments to more than one and a half thousand online stores. PS specialists have also created their own iferta portal with a wide range of goods and services that are sold without paying commission. The company is actively working offline, forming its own terminal network in the payment market. In general, the electronic payment service offers users a standard set of services that correspond to the realities of the modern Internet payment market.

The owner of EPS WebCreds is Web-Systems. Start of work: 15.02.2008. The first currency of the service was "credit", after which the payment service was named. At the first stage, the internal currency of the system corresponded to 10 rubles, but after a few months the owners of the company decided to equalize the “credit” with the ruble. Despite the change in equivalence, user investment has remained the same.

The WebCreds company is developing at a fast pace, introducing new methods of replenishing funds, withdrawing them to bank accounts and cards, connecting new terminals. To promote its services, the payment system uses a set of tools, in the list of which the emphasis is on outdoor advertising. In the global network, the advertising promotion of EPS WebCreds services is lost against the background of offers from other companies that have extensive experience in the e-commerce market. At the same time, offline advertising allows you to attract new users who have not yet had time to appreciate the benefits of other services.

Creation of an account in the system does not cause any difficulties and takes no more than 2 minutes. After gaining access to the system, the user receives an electronic wallet that can be replenished using other PSs, a bank payment system with debit cards, bank transfer, through terminal networks, ATMs and many other methods. To withdraw funds, you can use a bank account or card. Terms of enrollment take no more than 1-2 business days. At the same time, the WebCreds service is actively expanding its capabilities by concluding agreements with various exchange systems, which will allow using alternative methods of withdrawing funds. All financial transactions are carried out in national currency. Withdrawal restrictions: the minimum amount is 700 rubles.

Commission rates for money transfers in the system and other transactions are quite flexible, namely:

withdrawal of money through a bank card or account - 5%;
payment to providers, online stores and other services - 0%;
transfer of funds within the system - 0.6% (the amount is charged from the sender);
depositing funds to an electronic wallet account - 0% -15%.

When replenishing an account, the amount of commission depends on the service that the client will use.

As part of the expansion of the WebCreds network, the company offers participation in an affiliate program involving representatives of online stores, providers, exchange services, and private users. Information about partnerships is presented on the official portal.

 

Payment for services with WebCreds

The company offers a wide range of payment for services. At the same time, key suppliers and providers can be identified:

payment for housing services - Mosenergosbyt (Moscow and other large cities of the Russian Federation), other utilities;
transactions in favor of Internet providers - Golden Telecom, Skylink;
payment for digital goods (software, music, online games, etc.);
replenishment of telephone accounts (IP, mobile and landline);
payment for satellite TV services;
transactions to suppliers of tickets for various types of transport.
The electronic service WebCreds allows you to create many wallets. The easiest way to top up is to use the scratch card offered by the system. Top-up cards are issued under the name WebCred and are presented in denominations from 500 to one thousand rubles. Also, money can be transferred to the account from other electronic wallets, for example, "Yandex.Money" or "Qiwi". With the help of Internet banking, the client can deposit funds to the WebCreds e-wallet account through MasterCard and Visa bank cards. At the same time, the payment system uses some restrictions for its customers, namely:

replenishment of a virtual account can be performed only from the card, the owner of which is directly related to the WebCreds electronic wallet (is its owner);
when carrying out financial transactions, funds are not withdrawn from the card instantly: the money is blocked by the issuing bank. After checking the information confirming the fact of payment or its cancellation, the bank that issued the card releases the block and transfers the money to the recipient. After the transaction is completed, the funds that were spent are displayed in a separate electronic wallet. A separate wallet is intended so that the seller can make a refund in case of cancellation of the sale. In this case, a refund is possible only to the bank card with which the payment was made.
the size of financial transactions for one wallet is limited. The user cannot deposit more than 10 thousand rubles in a single payment. The monthly limit is 30 thousand rubles. The minimum amount for a single transaction is 300 rubles. In the event that the client did not use the money to pay for services or goods, they can be returned to a bank card or account. To do this, you need to contact the WebCreds service with a corresponding statement;
money is withdrawn only to the bank card from which the transaction was made to the e-wallet address.
Creating wallets and working with the service does not require specific knowledge. The client must have the skills of a global network user. All information on the WebCreds portal is presented in a logical sequence. Therefore, the client does not need to spend a lot of time looking for the necessary information. After creating an account and replenishing a virtual account, the client can immediately proceed to payment for services or online purchases of goods.

 

Security guarantee of the WebCreds payment service

The data protection system is based not only on the general security concept, but also on individual nodes. Thus, the WebCreds service implements the following payment information protection schemes:

identification of both participants in the financial transaction;
confidentiality guarantee;
ensuring the integrity of each operation and message between clients (system);
ensuring the delivery of data to the addressee;
entry into the register of all transaction data, as well as information messages;
the inability of the user to refuse authorship of a financial transaction or message.
The Internet connection provided within the certified SSL standard does not guarantee the absolute security of the financial transaction. Therefore, the WebCreds service carries out comprehensive data protection, which is guaranteed at the highest level. The security system includes the following elements:

client-level protection. This includes the ability to create a virtual card, several levels of payment protection, system control of the users login to his account;

technical protection is provided by encrypted communication channels, delimitation of information transfer methods for verification and transactions, the use of a virtual keyboard by the client, binding to an IP address.

Additionally, the WebCreds service ensures the protection of plastic card data.