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VTB 24

2015-12-12

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VTB24 is a large and popular bank operating in Russia; it has been successfully operating for many years and is part of VTB international format. His main specialization is working with small businesses, private entrepreneurs and middle class businessmen, and he also interacts with other types of clients. VTB24 has a large number of offices in the Russian Federation, there are about six hundred of them. All formats of financial services can be obtained by cooperating with this bank.

VTB24 Bank was established five years ago on August 1. A year before, VTB had acquired a controlling stake of about (eighty percent), which made it possible to almost completely control the newly created VTB24. CJSC "Guta-Bank" became the basis for a new, more modern and updated specialized professional retail bank. This bank works not only with business, but also with citizens and their deposits. At the moment, time deposits, demand deposits and mortgage deposits are being processed in this bank.

Mikhail Zadornov, who was previously the Minister of Finance of the Russian Federation, became the head of this financial company. A year after its creation, there was a global restructuring and redevelopment of all divisions of banks that are part of VTB. 2006 gave the company a logo, which is still valid to this day: a white wing, and the inscription "VTB24" below. In 2007, VTB24 made its shares available to customers for the first time. These securities were relatively inexpensive (twenty thousand rubles), and not only Russian citizens, but also citizens of other countries could buy them. A year after that, this bank began to take second place after Sberbank in terms of retail operations. The bank is convenient for making payments on the Internet. It is used for exchanges with Webmoney, as well as numerous Bitcoin cryptocurrency exchangers.

VTB24 provides services for plastic bank cards, is engaged in money transfers, term deposits on certain conditions, the bank has also successfully introduced remote monitoring technology for customer accounts and provides services for renting safe boxes in which customers can store securities or items. In addition to everything else, this bank deals with loans and offers to issue a mortgage agreement, makes financial injections for mortgage loans from other banks and has excellent and favorable conditions for providing mortgages. Mortgage agreements allow you to repay the loan ahead of schedule without any difficulties, and the commissions charged for the issuance and consideration of the application are not provided, plus everything, the period for repayment of the debt can be extended to fifty years. Experts recognize the promise and quality of services provided by VTB24.

The bank has branches not only throughout the country, but also in countries neighboring Russia. The global economic crisis, which affected the banking systems and economies of different countries of the world and had a negative impact on them, was successfully passed by VTB24 Bank, practically without serious difficulties.

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Loans are provided at very favorable rates, which vary within attractive limits, and also the income of the family and close relatives is taken into account when registering, if necessary. The services provided by the bank are very profitable, they are attractive to many groups of the population. VTB24 makes it possible to use its services anywhere in the country where the banks branches are located, and the organizations activities are carried out on the basis of the issued general license.

The bank provides personal loans to its clients for any necessary purpose. There are three types of loans from VTB24 Bank:
1. Credit, which is provided to pay for studies, purchases in stores, to pay for vouchers to other countries and for other similar purposes. Payment in cash is accepted. Favorable conditions and interest rates will be selected individually for each client.
2. Lending for the payment of existing loans, issued in VTB24 or other banks. This loan is issued only to those customers who have no overdue payments on other loans.
3. Credit, which is tailored for entrepreneurs and small businesses. It is issued on a simplified basis and does not require collateral and guarantors.

VTB24 Bank has long been one of the top 10 leading banks in the country for lending to individuals. On the territory of Russia there are more than three and a half thousand ATMs, which are daily used by customers in different parts of the country. Employees of various enterprises are the holders of bank cards to which employees salaries are transferred. The bank occupies a leading position in many banking aspects and continues to gain more and more popularity among citizens. VTB24 is a modern large and innovative bank that does not lag behind others in terms of professional and quality level of customer service and provision of banking services.