Perfect Money is one of the simplest and most popular electronic payment systems in the world.
Perfect Money system was registered in 2007 in Panama. One of her grandparents, Andrey Draper, wanted to create a system for instant money transfer. The conditions of the modern world require fast organization and implementation of various transactions, and money must work especially fast. Since A. Draper was a member of the board of directors of one of the large banks in Zurich, he, like no one else, understood that transferring money from bank to bank is now quite long and inconvenient.

Andrey Draper signed an agreement with Erich Hans and they began to think over the concept of the future system. This work began in 2006. Having studied and analyzed the legislation of various countries, they agreed that Panama would be the best place to register their activities. In this country, there is quite liberal legislation for working in the Internet business.

Perfect Money system users can be sure that they will not be deleted or blocked. This can only happen if there is an appropriate decision by the Panamanian court.
The head office, where all operational activities are concentrated, is located in Zurich.
Today the Perfect Money payment system is used by millions of people, its interface includes 22 languages of the world.

System features

Dozens of specialists took part in the creation of the Perfect Money payment system: economists, programmers, lawyers, analysts. As a result of their joint efforts, one of the most convenient, fast and affordable payment systems in the world has emerged.
The Perfect Money system was originally designed for ordinary users and small businessmen. Today this system can be used by all segments of the population with different amounts of money.

Users can:

have several wallets of different currencies;
create a subaccount with a separate username and password, from which you can only accept and transfer money;
store electronic money at a small percentage;
transfer funds anywhere in the world;
buy currency or gold;
pay for goods and services on the Internet;
issue and receive loans within the system.

The most important requirement for any person working with money is safety. The user must be sure that all his data is protected, funds are not available to other users, etc.

Perfect Money includes a multilevel security system.
If the user logs into his wallet through someone elses computer, i.e. the IP address has changed, then the system will require entering a PIN code, which it automatically sends to e-mail.
The Perfect Money payment system user indicates his mobile phone number during registration. This number is subsequently received by SMS - messages with confirmation codes. This is one of the most reliable ways to protect a user from hacking his account, since the time given to receive and enter the code is limited, and it is not enough for hacking.

Another option for protecting user data is a code card. A picture with graphic images of codes is sent to the email box. These are one-time passwords, i.e. each time you enter the wallet, you will have to use a different code each time. A total of 30 codes are sent.

The interface of the Perfect Money payment system is quite simple, you can understand it quickly and intuitively. But if the user has any questions, he can contact the 24/7 support service.

 

How to register

Any user can register on the official website of the Perfect Money payment system. To do this, you need to fill out a form that will open after clicking the "Register" button.

Information is entered in Latin letters. It is recommended to come up with a complex password, using letters, numbers, signs. For security purposes, the system provides for entering a password through the electronic keyboard. Modern technology makes it possible to read characters typed on a physical keyboard, and fraudsters take advantage of this.

After registration, you will receive an email with your personal member ID.

Perfect Money supports a referral program, and in the very first letter you receive you will have a personal referral link.

Account verification is the transfer of personal data to the Perfect Money system administrators. This includes the transfer of a mobile phone number, passport photos, and utility bills.

Previously, verification was voluntary. Now, personal data must be provided without fail. This is due to the latest amendments to the Federal Law "On Counteracting the Legalization (Laundering) of Criminally Obtained Incomes and the Financing of Terrorism" No. 115-FZ dated 07.08.2001.

Verification is carried out sequentially in 3 stages. First, a scan of the passport page is downloaded, then a scan of the utility bill, where your address and surname are indicated. The mobile phone number is sent only after the system verifies the sent scanned pages of the above documents, this will be the third stage of verification.

A small note: before you send photos of documents, make a “Copy for Perfect Money” watermark on them. This can be done, for example, using Photoshop.
After successful registration, you can start using all the tools offered by the Perfect Money payment system.

Commissions and interest

The tariffs in the Perfect Money payment system are quite loyal. To transfer from one account to another within the system, a commission of 0.5% is taken.
To withdraw money to a bank account, the system will withhold from 2.5 + bank commission.
Make an exchange from Sberbank to Perfect money on the website of our exchanger.