The universal payment system PayAnyWay positions itself as a multifunctional aggregator focused on working with online projects.

 

General description of the system

The owner of the PS is Pei Eni Wei Limited Liability Company. The service was launched in 2010.

PayAnyWays mission is to provide financial services in the field of e-commerce, regardless of the direction of the company and the currency used for payment. When concluding an agreement, the interested party has the opportunity to connect a number of online projects and receive funds in any way, namely:

credit and debit cards;
banking;
mobile payments;
terminal networks;
EPS;
SMS;
others.
The payment aggregator provides its customers with a number of advantages:

connection to the system is free;
subscription fee - absent;
commissions are minimal;
high level of security.
PayAnyWay service operates on its own processing platform, which allows providing customers with a wide range of payment interfaces and functional options. A wide range of products is available for generating statistical and reporting data. Funds are withdrawn to the current account of the system user. The service operator is Moneta.Ru PS.
To register in the system, you must enter personal data, including legal information about the company and the website address.

PS offers ready-made modular solutions that are designed for all modern sites, for example,

PHPShop;
in;
CMS;
WordPress;
OpenCart;
1C - Bitrix;
Landingi;
others.
Tariffs in the PayAnyWay system:

connection of an Internet project, its maintenance and withdrawal of funds are carried out by the PayAnyWay payment system without withholding a commission;
commission for transactions using credit and debit cards - 2.9%;
commission when making payments through communication stores ("Svyaznoy") - 2.9%;
commission for payments through EPS wallets - from 2.5% (WM, "Moneta.Ru") to 4% ("Qiwi", "Yandex.Money", etc.);
commission for transactions using terminal networks - 1% (Eleksnet), 2% (Payment.Ru), 2.9% (Forward Mobile, Leader, etc.);
commission for transactions using postal and bank transfers - 1%;
commission when making payments through online banking - 2.9%;
commission for transactions using SMS notifications - 4% (only Russian mobile operators are accepted for payment).
Note

All tariffs are valid on the territory of the Russian Federation for clients who are its residents. The user is notified of the need to pay the commission before the transaction is completed.

Commission for PayAnyWay transactions using Yandex.Money EPS can be increased up to 8%. The size of the commission depends on the type of services provided by the online store. Also, the commission percentages differ when paying for goods using QIWI. So, when paying for travel products, the commission rate is 4%, for gaming content - 6%.

The maximum amount of a one-time money transfer through terminal networks cannot exceed 15 thousand rubles.

Some financial transactions are not available for paying utility bills. Funds are credited to the users current account without commission. Also, the PayAnyWay payment system does not use a fixed minimum amount for transactions.

Security of transactions when using the PayAnyWay service

The PayAnyWay system guarantees a high level of transaction security, which includes protection at all levels. Operations are carried out in accordance with the PCI DSS standard. Particular attention is paid to the protection of bank card data. For this, transactions with MasterCard cards are protected from fraudulent activities using the innovative SecureCode technology, and VISA cards are protected by 3D-Secure. All interested parties have the option to use two-level identification to log into their account.

 

System connection

To connect, the interested party does not need to provide any documents. The only caveat is the provision of an Application for connecting the service. It is necessary to send the original application within a month from the date of the account creation. With this convenient PayAnyWay connectivity, reviews of the payment aggregator are presented in a positive way.

The procedure for connecting a company to a substation is as follows:

familiarization with the information provided on the EPS portal;
selection of a module that fits the technical solutions of the site;
creating an account;
indication of reliable information and company in the Personal Account;
technical connection;
sending an application for connection.
Cooperation can be terminated without submitting an application for concluding a contract. Within the framework of one agreement with the PayAnyWay service, interested parties can connect several online projects.

 

Reporting and statistics

System users can get any statistical information for a certain period. Data can be generated for specific periods and presented in the users personal account. The format of the document in the PayAnyWay system, reviews confirm this information, is understandable not only for accounting employees, but also for ordinary users.

 

Ample opportunities for money management

In some cases, a refund is required to the buyer, which may be due to the lack of goods. The amount can be refunded in full or in part. PayAnyWay money can only be sent to the card with which it was transferred to the merchants current account. The return period is up to 10 days.

To make a chargeback in favor of the buyer, you must open a specific operation in the users personal account. After choosing the "Refund" option, you must confirm the financial transaction using the payment password. Similarly, funds are returned to the buyers electronic wallets. Refunds are possible only in the following payment systems:

"Moneta.Ru";
WM;
"Yandex money".
After entering the payment password, funds are credited to the buyers account instantly.

MarketPlace connection

The list of services provided by the PayAnyWay payment system to the market includes the connection of marketplaces. Payment service customers can commission PayAnyWay transactions and develop their business. The company offers innovative solutions for enterprises that have different organizational structures and are engaged in the sale of goods or services on one site. The company offers the following solutions:

the possibility of centralized management;
the ability to receive general information about transactions, as well as data on various areas of activity;
managing refunds from the central office;
the ability to form registers of transactions;
centralized distribution of invoices.
The PayAnyWay payment system can be used by legal companies, as well as individual entrepreneurs. All information provided by the user must be correct. The goods or services presented on the Internet resource must comply with the laws of the country in which it is registered.

Requirements for the site when connecting to the payment system:

information and goods must comply with legal regulations;
information and goods must comply with moral and ethical requirements;
the product or service must be described;
the site must be hosted on a paid hosting;
the Internet resource must provide buyers with comprehensive information about the owner. This includes details, address and other contact information;
the internet portal must be functional. All pages must comply with the codes established by the WAN standards. The resource does not allow the use of links that lead to other portals (without appropriate instructions);
the online store must install a banner in the form of an active link indicating that the service transactions are serviced by the PayAnyWay payment system;
the customer of the store must be aware of the payment, its procedure and the delivery time of goods or services;
the portal must be Russified.
In the event that an online store sells goods that need licensing or other permits, then the owner is obliged to place the relevant information in one of the sections. Information can be presented in graphic or text format.

The payment aggregator allows you to completely eliminate any restrictions on payment methods. Opportunities for customers are expanding, which means that their interest and desire to visit the store again to purchase a product or service increase. Thus, the PayAnyWay payment system increases business opportunities, while the automated service performs all its functions.