Log in to your personal account
Sign up
Please fill in all the fields carefully
registration form. A registration notification will be sent to the e-mail address you specified.
If you want to use Telegram @username, click Login and enter your Telegram @username in the login field
Attention! Password must consist of 8 or more characters, uppercase and lowercase letters, as well as numbers
Password recovery
Enter the e-mail address specified during registration
You send
You send
Go back

PJSC Rosbank

2016-07-17

Rosbank is one of the largest banks in Russia. He is a member of the financial market in the French conglomerate Societe Generale, which holds a leading position in Europe.

In terms of assets, Rosbank is one of the 12 leaders on the Russian market. The financial institution serves over 3.6 million clients in 71 regions of the Russian Federation. The number of ATMs - 2600, branches - 450. The staff of specialists - 10 thousand people. Foundation year - 1993.

The merger with the financial company Societe Generale was completed in July 2011. It was in this year that Banque Societe Generale Vostok merged with Rosbank, and from this period the financial company began active activities aimed at improving service for users of banking services, introducing innovative technologies and other products that allowed the bank to take a leading position.

 

Business software: lending

Within the framework of providing financial assistance to small businesses and private entrepreneurs, loans are allocated for up to one and a half years. Funds are allocated for specific purposes, namely:

purchase of fixed assets;
purchase of transport, real estate;
repair work and construction.
Funds are issued in rubles. The interest rate ranges from 14% to 19%. The loan term can be increased up to 5 years if the borrowed funds are secured with collateral. The loan amount provided by Rosbank under the program starts from 150 thousand rubles. The borrower must have at least 25% in the authorized capital of the company. Also, the bank is required to provide a guarantee.

 

Commercial mortgage from Rosbank

Business representatives can take advantage of the terms of the program, which provides for the allocation of a loan secured by property. The interest rate ranges from 14% to 19%. Regular customers can count on preferential lending terms. Real estate, which the entrepreneur plans to buy out, acts as collateral. The purpose of the loan can be investment and other. The minimum amount of funds is 1 million rubles.


Car loan

A targeted loan is offered for the purchase of vehicles. The loan term cannot exceed 3 years. The minimum amount is 150 thousand rubles. Rosbank allocates funds at 13% -19% for new cars and various types of special equipment. At the same time, the bank sets restrictions on the purchase of vehicles. The purchase of used equipment, as well as cars that can be considered as luxury goods, is not provided.

Also, clients can take advantage of short-term lease of property with subsequent purchase option. Credit programs from Rosbank provide a number of advantages, namely:

efficiency in making a decision;
flexible terms within the loan;
bank guarantees for the fulfillment of obligations;
convenience when paying off debt.
Clients have the opportunity to pay the loan balance through the Rosbank system online without having to visit the branches of the financial institution.

For medium business

Rosbank allows medium-sized businesses to use the following services:

opening a cash account;
opening a deposit account (special offer for notaries);
settlement and cash processing;
special deposit programs;
currency control for international companies;
service of salary projects;
provision of safes for rent.
One of the activities of a financial institution is opening an account that can be presented in national or foreign currency.

Also, Rosbank online allows you to place free funds to save them and generate additional income. For medium-sized businesses, three deposits have been developed, each of which has its own characteristics and conditions:

"Standard";
Etallon;
"Grandee".
On average, the interest rate varies from 7% to 9% (in rubles) and depends on the amount of the deposit, the timing of the investment and the companys annual revenue. In accordance with Federal Law No. 177, all deposits placed after January 1, 2014 are protected by CERs.

 

For big business

For representatives of large businesses, Rosbank provides the following range of services:

RBS (active and passive settlement operations, service functions, etc.);
legal support of business ("business lawyer");
collection services;
acquiring;
Special offers.
For companies that need to transport funds, Rosbank guarantees secure collection. The financial institution provides delivery of valuables, banknotes and bargaining chips. Also, funds are transferred that were accepted for collection to the customers account in any commercial bank. Thus, a business can receive cash without having to visit a financial institution, as well as store it in one bank account.

 

Legal support

The "business lawyer" service, which is focused on large companies, provides for prompt advice on any legal and economic issues. Rosbank provides online consultations 24 hours a day, seven days a week. Clients can choose from three tariff plans that include a certain amount of consultations. The cost of services under the consulting program varies from 6.5 thousand to 15.5 thousand rubles. The service is provided by telephone and in writing. In the latter case, business representatives are issued:

regulations;
expert opinions;
other accounting and legal documents.
Information and legal support is provided on special terms for clients who have an account with Rosbank, and also use certain services.

 

For banks and financial institutions

For credit and financial institutions, Rosbank ensures the optimization of working capital and the reduction of costs associated with doing business. Organizations can expect to receive the following services:

Cash Managment;
work with correspondent accounts;
attraction of funds in the form of a minimum balance;
service of salary projects.
For financial institutions that are counterparties, Rosbank guarantees work with all types of documentary transactions. The list of Rosbank partners includes organizations on the territory of the Russian Federation and in non-CIS countries, relations with which make it possible to carry out currency transactions in all major types of currencies. To ensure non-currency transactions, Rosbank accounts are used, which are in the largest clearing groups. The efficiency of international settlements is guaranteed by telecommunication communication capabilities.

Correspondent accounts, which Rosbank opens online, provide customers with the following advantages:

individual rates;
provision of special preferential treatment;
the possibility of obtaining a multi-purpose overdraft loan;
organization and maintenance of special accounts;
the ability to receive interest on daily balances of correspondent accounts.
When a certain amount is formed on a correspondent account, which will be presented in the form of a minimum balance, organizations are able to get an interest rate that meets the conditions of the interbank market.

For non-bank financial institutions

To obtain comprehensive products and services, increase financing and optimize the development strategy of a non-bank financial company, Rosbank offers the following services:

work in the currency market;
servicing bonded loans
work in the capital market.
Work with all types of securities is carried out by the bank on the basis of a license that regulates the conduct of brokerage activities. All activities on the MICEX and the OTC market are carried out on behalf of Rosbank. At the same time, operations with shares are carried out at the expense of the client and on his behalf. The basis for doing business in this direction is a brokerage agreement with a client.

As of 2016, the main area of activity, in which Rosbank specializes, is the MICEX. By doing business in this vector, the client gets the opportunity to conduct transactions on the largest stock exchange.

Securities are traded in real time. Clients who work in the stock market are provided with personal service at all stages of their activities. At any time, Rosbank online professionals are ready to provide explanations in various aspects. The Bank conducts REPO transactions in foreign and national currencies with OFZ securities, Eurobonds of the Russian Federation and other countries, government and corporate shares.

 

Service for banks for issuing and servicing cards PS "Visa" and "MasterCard"

A financial institution that plans to enter the services market as a full participant is obliged to establish the issuance and servicing of bank cards of international payment systems. The possibility of issuing Visa and MasterCard is available only to associated, affiliated and full participants of international payment systems. However, joining the system is a costly process. Therefore, Rosbank provides services that allow commercial banks to implement a card program through their network. Thus, all settlements will take place through the Rosbank service, but a commercial bank can issue cards under its own trademark.

According to information for 2016, Rosbank is a sponsor of more than 90 commercial institutions that have successfully implemented card programs through the Visa and MasterCard payment systems.
The direction of work on servicing banks in this vector is a priority for Rosbank. Financial institutions are provided with the highest level of customer support. The bank provides full control over financial issues related to payment systems. A full technical service is carried out, as well as a study of the design parameters that the bank requires to implement the card program.

 

For private clients

Rosbank allows you to place cash deposits in various types of currencies, as well as precious metals for various periods (from 15 days to 730 days). The money back guarantee is provided by the national insurance system, as well as by Societe Generale Group of Companies.

Private clients can take advantage of various types of loan programs. Cash is allocated for a variety of needs, from cash to mortgage lending. Special programs have been developed for pensioners, employees of organizations and VIP-class clients.

For independent customers Rosbank online offers the following services:

qualified investors;
planning in the tax and finance industry;
service on the stock market.
Private clients are provided with safe deposit boxes for rent, conducting operations with precious metals, and various insurance programs.

Rosbank has created optimal conditions for clients of all levels. You can use the capabilities of a financial institution and manage your own money using a PC, mobile devices, and also a phone. Customer support works around the clock.