Payment Provider Assist is a major service provider in the e-commerce industry. The service provides comprehensive payment processing services to Internet companies, financial institutions and merchants. Clients and partners of the company have the opportunity to pay for services, as well as accept cashless payments through the global network and terminals. As of 2016, the Assist system maintains partnerships with 3 thousand organizations in the post-Soviet space.

Assist first announced itself in 1998 as the first service to provide electronic transactions. Today the system is integrated into the technological networks of Russian and European banks.

 

Securing Transactions

Payment processing takes place according to the traditional scheme, which provides for the transfer of confidential data to the servers of the payment platform, where they are processed and then transferred through specialized banking networks. Information transfer is carried out using the secure TLS protocol. The level of information protection is maximum.

Assist information processing center (processing center) collects all information about transactions, data of user accounts, bank cards. Due to this, the personal information of the buyer is closed to all participants in monetary and financial relations, including the seller of goods or services.

The secure TLS protocol is licensed by Thawte. Thawte is currently the largest and most authoritative certification authority for protecting information from fraudulent activities.

 

Services for buyers

Private clients (buyers) have the opportunity to use the range of services provided by the Assist system on different terms.

To receive information about making payments in favor of a particular service provider, it is not necessary to create an account in the system: the service is available to all customers. The relevance of obtaining data on a transaction may be caused by controversial issues related to the increased payment limit in the online store.

Electronic integrator Assist provides all other services to clients only after creating an account in the system. Thus, registration allows customers to take advantage of the following benefits:

viewing transactions for payments in favor of stores that are connected to the Assist payment service;
receiving information notifications about a transaction or refusal to pay;
the possibility of obtaining an Assist®ID verifier, which provides an increased level of transaction security.
The service allows you to significantly simplify payment through online stores, as well as improve the security of payments.

 

Services for trade objects

For stores, the Assist system offers a whole range of services, namely:

the ability to accept funds using bank cards of the worlds leading payment systems;
the ability to carry out transactions in favor of the store using electronic means. On the official portal of the system, you can select those types of electronic cash that are suitable for the object of trade, for example, QIWI, WebMoney and others;
carrying out transactions for non-residents of the Russian Federation;
implementation of expanded control over all types of payments.
Business owners can choose additional services that improve the usability of the payment interface, organize and improve the user reward system. Also within the framework of the services are presented:

POS-authorization in real time;
ensuring security using two-level payment protection (using a financial password);
cancellation of transactions in real time;
providing clients with reports in real time.

Store representatives who have an account in the Assist system can receive data on the financial institution (card issuer).

Canceling a transaction

A common situation is when an online store is unable to fulfill its obligations to deliver goods or services to the client, even if the payment has already been made. In order to facilitate refunds, Assist offers a convenient service for business representatives. The refund procedure takes place directly in the "personal account" of the system user in a few clicks.

Option "One Click"

A convenient service allows regular customers of retail outlets to buy goods or services without specifying their payment card details. To confirm the transaction, you only need to enter the CVV2 code, which consists of three digits.

With Assist technology, business owners can look forward to more repeat visits to their online store.

 

Benefits of additional reporting

To carry out the analysis of activities and simplify marketing research on the purchasing power of customers, the Assist system offers the business the option "Annual report". Puffiness is provided to customers in their personal account and allows you to analyze payments, both throughout the year and for certain periods of time.

 

Fraud protection: Antifraud system

In order to limit the influence of fraudsters actions on the functioning of a trading object, a system for monitoring financial transactions Assist Antifraud is presented. A characteristic feature of the automatic system is the influence on the payment process, which can be potentially dangerous, even before the moment of its execution. As a result, payment traffic is reliably filtered, increasing the number of successful transactions.

 

Connecting the store to the system

The connection service as of July 2016 is 2950 rubles. The trade object is automatically registered in the PS VISA and Europay. Subscription payment for services is not provided. The connection procedure takes place within 14-45 days after checking the outlet. This period includes the conclusion of a legal agreement between the parties. The technical connection process takes no more than a day.

The Assist system also offers consulting services for e-commerce representatives. The set of questions includes the following areas:

creation of an online store;
selection of up-to-date payment systems;
competent placement of payment services on the site;
work with WEB-pos;
tracking transactions;
security of transactions and elimination of risks when making payments in real time.

Stages of connecting a store to the Assist system

Business owners can take advantage of test access, which allows them to evaluate the benefits of using the payment system. A free mode of studying the system is provided for a day. During this time, the client can configure the control to connect to the companys processing center and test the operational capabilities.

After making a positive decision, the client needs to apply to create an account, information from which is redirected to the bank. In the future, the client needs to make settings that provide for the transmission of an authorization request. Detailed information is sent by Assist representatives to the clients email address.

After choosing a financial institution with which an agreement for acquiring in the global network is concluded, the client signs an agreement for the provision of services with the Assist service. The technical side of the issue of connecting the store to the payment service takes no more than one day. The client does not need to use the software. The only requirement is the installation of a special code on the website that will interact with the processing center and ensure the smooth and safe operation of the service.

 

Service for banks

The list of services positioned by the Assist system includes an innovative product designed to improve the security of payments in the global network.

The system offers an Assist®ID verifier that is used in conjunction with a secret code. By using the service, the bank can increase customer loyalty to online purchases. Card users can be sure of the security of payments. In addition, a financial institution will be able to face a minimum number of processes associated with challenging the balance on a bank card. Also, thanks to the Assist®ID service, you can increase the demand for bank cards.

At the same time, the Assist system guarantees a number of advantages for bank card holders, in particular:

secure payments in the global network;
simplicity of transactions;
Reliable protection of your debit or credit card from intruders.
The sequence of actions when using the service is that the Assist®ID verifier is issued to the client along with the bank card. Additional card is issued free of charge. After creating an account on the PS Assist portal, the card user can make purchases in hundreds of online stores with minimal risk. Assists product can be used by any bank.