UniCredit Bank is the largest financial commercial organization with foreign investment. In terms of assets, UniCredit Bank is one of the leaders among the largest financial institutions in the Russian Federation.

Bank history

The history of the financial structure begins in 1989, when IMB was founded. The basis for its creation was the decree of the USSR Council of Ministers. Among the shareholders of one of the first commercial banks in the Russian Federation were Sberbank, Vnesheconombank and other financial institutions, including foreign ones. It was UniCredit Bank that became the first private business representative to start carrying out financial transactions in an international format.

The name UniCredit Bank received official status in 2007. In 2013, the bank signed an agreement with Raiffeisenbank on the consolidation of ATM networks. The voting securities of the bank are owned by the Austrian financial division UniCredit Austria, which in turn is a member of the general UniCredit group.

Modern achievements

Today UniCredit Bank provides customers with a high level of corporate service, while at the same time occupying a leading position in servicing individuals. The combination of a professional approach and understanding of the requirements of the parties interested in cooperation, represented by private and corporate clients, is the criterion that allows the bank to implement specific proposals and technological innovations.

UniCredit Group is present in the financial services market in more than 50 countries around the world. 16 branches located in the leading countries of the European Union have large assets. As of January 1, 2016, the number of employees of the financial group worldwide exceeds 125 thousand people. In the European part (eastern and central part), there are more than 3 thousand branches of the financial group.

The banks headquarters are located in Moscow. The banking license number is 1. In addition to serving clients in the private and corporate sector, UniCredit Banks online specialization includes treasury operations. In the Russian Federation, the bank has 106 branches (information for 2011), and also serves more than one million individuals.

Bank proposals within investment programs

The provision of individual bank safes is one of the services provided by UniCredit Bank to all customers. A safe deposit box will ensure the safety of any material value, from precious metals and works of art to documentation.

The bank guarantees:

complete confidentiality;
safety guarantee;
saving costs associated with the purchase of safes, installation of alarm systems, etc.

Investments in mutual funds under trust management

The main difference between investing in mutual funds from a traditional bank deposit is high profitability, especially when it comes to long-term programs. The shareholder receives the entire income from the investment, and UniCredit Bank receives a fixed fee. The bank offers clients to use trust management services. The banks professional specialists are interested in obtaining the maximum income from the growth of the clients investment, therefore they are investing in projects that are distinguished by high profitability.

All services that UniCredit Bank provides online within the framework of trust investment management are distinguished by high professionalism and transparent conditions for calculating profit. The client can track all financial movements in his personal booth (online mode). Clients are provided with information support. The minimum investment amount is 10 thousand rubles. The investor can independently set the investment terms, as well as perform the purchase of shares, their redemption and exchange.

The many years of experience that UniCredit Bank possesses, as well as information and technological cooperation with the UniCredit group, is a guarantee of investment security and high professionalism of the banks employees.

Investment deposits of UniCredit Bank: a brief overview

"Click Deposit". To open a deposit, it is not necessary to visit the banks office: it is enough to use UniCredit Bank online internet banking or the Mobile.UniCredit mobile application. The interest rate for deposits in Russian rubles varies from 6% to 7.34%. The minimum deposit amount is 15 thousand rubles.
"Salary". The deposit program is designed for clients who have a UniCredit Bank salary card. The deposit is possible only in rubles. The minimum amount is 15 thousand rubles. The interest rate compared to the "Click Deposit" is increased by 0.5%.
"First class". The peculiarity of the deposit, which is opened for a period of one to three years, is that the client has the opportunity to claim his funds without losing the interest rate. At the same time, funds must be on the account for at least half of the term established by the agreement.
"Universal". The deposit provides for the placement of funds in any currency. Its characteristic feature is the ability to withdraw part of the deposit amount at any time (without losing the interest rate). Partial withdrawal of funds from UniCredit Bank online can be performed no earlier than half a month after making a deposit.
"For life". A deposit can be opened for more than 100 thousand rubles. All major currencies are available to customers. The interest rate is 9% and the minimum investment deposit period is 2 years. The opening is carried out exclusively in the bank branches. To pay interest, a UniCredit Bank card is used or the deposit is capitalized.
This contribution is intended for high-level clients. The minimum funds are 1 million rubles. Interest on a deposit in Russian rubles starts at 8.75% (in dollars - 0.6%) when funds are placed for 180 days.

Project "Click"

Clients can store and increase their savings not only through investment deposits, but also by using current accounts, which are available in different (major) currencies. The interest rate for keeping funds is 5%. At the same time, the UniCredit Bank card can be actively used by the client to pay for services, goods, transfer funds to other accounts (repayment of loans, registration of deposits, etc.). You can use the cards capabilities through Internet banking. Using the Mobile.UniCredit service, payments can be made from anywhere in the world. Interest is charged on the cash balance.

Modern services: UniCredit Bank

One of the key issues to which UniCredit Bank attaches maximum importance is the introduction of information and innovative services. Currently, the bank offers the Enter.UniCredit service - an Internet bank that allows you to manage your finances 24 hours a day from anywhere in the world where there is access to the global network.

With the help of Enter.UniCredit, clients receive a lot of advantages, among which it is necessary to focus on the following:

full control over financial transactions on their accounts, regardless of the banks work;
the ability to pay for services from more than one and a half thousand providers (the list is expanding);
the ability to open deposits remotely in any currency;
transfer funds between your accounts, to other bank cards. Also, UniCredit Bank online allows you to transfer money to clients of other financial institutions with a minimum commission;
perform exchange financial transactions;
perform debt repayment on loans in various financial institutions;
get qualified advice in real time.
The mobile service opens up even more opportunities for the banks customers through the Mobile.UniCredit application, which is developed for the most popular operating systems. UniCredit Bank online guarantees secure payments using a mobile gadget. The list of benefits available to users of the mobile application corresponds to the capabilities of Enter.UniCredit. At the same time, their mobile service significantly expands the horizons of using the banks services and allows you to control all operations regardless of location.

A wide ATM network, which is offered by UniCredit Bank, is conveniently located in all regions of the Russian Federation. Customers can access cash at any time of the day.

Information service

Round-the-clock support is available for the banks clients. You can get advice, find out the balance of funds on the account, block a card or get qualified advice by calling 8 800 700 10 20.