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Why is it better to link your card in the payment system

2016-05-16

Why is it better to link the card in the payment system

Today you wont surprise anyone with work on the Internet. Many Russians and citizens of post-Soviet countries are remotely engaged in copyrighting, web design, and brokerage. In most cases, payment for the work performed is transferred to an electronic wallet opened in a certain payment system. Sooner or later, the question arises with the withdrawal of funds.

In principle, there is nothing complicated in this procedure. But experienced users are advised to link the card to the payment system. This will make the withdrawal process faster and more convenient for the recipient. There are also a number of other advantages to this solution. What does the linking of the card to electronic money give?
 

Why link your payment card

Most newbies get lost when receiving electronic money and do not understand very well how they can be used. Of course, many online stores today accept payments in cryptocurrency. But most payments are still made using regular paper money. That is why it becomes necessary to withdraw funds from a virtual wallet. In such a situation, it is best to link the card to electronic money. It is also quite possible to do without it. But attaching a card to your personal account in a certain payment system provides the user with a number of advantages.

First of all, he will protect himself as much as possible from various frauds and all kinds of problems. Moreover, the very procedure for linking a card to electronic money is carried out very quickly and is not burdensome for the user. But immediately after that, he shifts all issues related to the security of payment to the bank. It is this institution that is now directly responsible for the reliability and efficiency of the operation performed. The bank takes a commission for its services, but its size does not exceed three percent of the transfer amount.

To link a bank card to a payment system, it is enough to indicate its details in a special window. As a rule, for all subsequent transfers, money will be transferred to it. The system will create a specific template, and the user will be relieved of the need to constantly indicate the details of his card. In addition to the obvious - saving time, the level of security of payment transactions also increases. After all, the user does not have to indicate a sufficiently large card number every time. And the slightest mistake will lead to the transfer of funds to an outsider.
 

Map binding: what are the features of the process?

Electronic money can be linked to a card issued not only in Russia. Also, for such an operation, cards issued by financial institutions of the former Soviet republics are quite suitable. Please note that some payments will not work through them. A big plus is that several cards can be connected to the payment system at once. For example, you can register five in Yandex.Money at once. In this case, one of the cards will be the main one and if the system participant uses the auto payment option, then the funds will be debited from it.

Sometimes a problem arises with linking a card to electronic money. If the service generates information about an error, then it is recommended to contact the banking institution that issued it. After all, certain cards are prohibited from making payments on the network, so the user will not be able to attach it to his personal account. If the operation is successful, the system will ask the user to confirm the binding verification. As a rule, a day is allotted for such actions. If the user for some reason changes his mind about attaching the card, then he just needs to not confirm his actions and then the operation will be canceled automatically.

Situations often arise when a system participant no longer wants to make payments from the attached card. To unbind, he needs to go to a special tab and follow the instructions. Then he will be able to start working with a new card, and if necessary, resume work with an old plastic card. By the way, you need to unbind the link when the card is issued again, if its details have changed.
 

How secure are payments from a linked card?

After the user has successfully linked a bank card to electronic money, the question arises about the security of payments. Some system participants are very worried about the fact that their data will be recognized by the recipients of funds. In fact, payment systems do not tell store employees the details of the payer, including his bank card. All this data is stored on a special page, reliably protected using modern technologies. In the process of making a payment, the user needs to specify his username and password in a certain payment system.

Quite often, to complete an operation, you need to enter a code in a special window. A one-time digital combination is sent to the user to a mobile phone whose number is verified in the system. Therefore, even if the information about the login and password falls into the wrong hands, the attacker will not be able to illegally use the users electronic money. After all, he will have to confirm his actions with a special password. And without a mobile phone of the system participant, he cannot do this.

Often, users who have already linked a card to a payment system complain that they have to re-designate their data when making a payment transaction. This requirement is due to security concerns. Thus, the system makes sure that the bank card details remain unchanged, and the holder transfers the money. This procedure does not take much time, but it significantly increases the level of safety of further operations.