What are the features of withdrawing electronic money? Electronic currency, as a new form of handling money supply, offers unique opportunities for a huge variety of transactions without withdrawal online. But since nobody canceled paper money, there are times that require the withdrawal of electronic money. Electronic payment systems provide such a function and offer several options. Each user of digital currency has a virtual wallet through which money turns are made.

Acceptance / payment of funds, storage of savings can be carried out using a PC and even a mobile phone. Withdrawing an electronic wallet allows you to get your hands on fiduciary paper money, without which a person cannot do without. Owners of virtual funds should feel confident and not ask for trouble, be law-abiding citizens of their country. To do this, there are legal ways to withdraw electronic money, which can be used if you have a certain status. It is necessary:

    Register as an individual entrepreneur and pay tax according to the simplified system - 6%.
    Become an individual entrepreneur. Then the tax will be 13%.

If someone believes that registration will bring additional hassle, loss of time for the submission of the declaration and other difficulties, he must weigh everything. The main thing is to be aware of the benefits of registering an individual entrepreneur:

    The privilege of obtaining loans.
    Legal basis for conducting business negotiations with partners or potential clients.
    No problems when applying for a visa.
    A clear conscience before the law.

Those who are not ready to part with 13% of their funds and do not want to spend too much time on registration may be at risk if they are recognized as violators of the current legislation. Everyone chooses to be an honest citizen, to live in accordance with the legal requirements of regulations, or to risk being a defendant before the law.

In the case of using dishonest methods of withdrawing money bypassing the law, the violator faces a fine, so you need to think about where you will find it - where you will lose it.

Currently, electronic money can be withdrawn using the following mechanisms:

    Transfer through a banking institution, if necessary, convert them into the equivalent of the currency that is needed for withdrawal.
    Transfer from a legal entity to an individual, in which case the latter can withdraw them in the first way.
    By refunding funds if they are not used.
    Set up a system of regular payments in large amounts (at least 600 thousand rubles).

 When withdrawing an electronic wallet to fiat for an amount not exceeding 10 thousand rubles, you can use the following methods:

    Through guarantee.ru. This is an open way; data on completed transactions becomes the property of the tax authorities. But if this is a small amount, such a transfer is not considered illegal.
    Instant money transfers are acceptable ways of withdrawing electronic money using appropriate systems, in particular, the Operation looks as if a person himself transferred money from an electronic wallet to a bank account, so that, for example, not to carry cash with him from one settlement point to another. If they are at a great distance.
    Application of the scheme: WMR - Yandex.Money - Bank. Here you need to be very careful, and indicate something neutral in the purpose of payment. It is better to avoid the wording “return of unused funds”, because it can attract the attention of the tax service and provoke an unplanned audit. Tax officials will notice some uncertainty in this, may show increased interest and want to clarify the real reason for the "non-use" of money.
    Withdrawal of funds through exchange offices. Withdrawing electronic money in this way, you will have to pay a high percentage of the commission. Nevertheless, this method is the most acceptable in terms of security. A person who withdraws his funds through an exchange office will not be “grabbed by the hand” as a potential violator.

Types of exchange offices

    Online exchangers are used to withdraw money from an electronic wallet. Appointment: "natural person to individual". Thus, the money is transferred to the bank account, after which the client can easily withdraw and receive it in their hands. There is one caveat that allows for the possibility that a bank accepting payments might ask a question about the originator of the money. But this, as a rule, happens more often when exchanging large amounts.
    An offline exchanger is another way to withdraw electronic money to fiat, the safest of all types. It is a simple process: a request for a sale is submitted. Once the request is approved, you can come and take your cash.

Through bookmakers. This method is not entirely simple, it practically consists in deceiving the office. After transferring electronic money to her account, the depositor does not make any bets, but only after some time has elapsed, ask to return his money. But to use this option, you need to know well about the conditions of the office, so as not to "pay big" for your cunning.
    The exchange directly, unlike the previous one, is quite simple. A person who needs electronic money is found through the forums, and an exchange is made with him. The only problem is the reliability of the one with whom you have to make a money transaction.

Pay your taxes - sleep well

Of all the existing methods of withdrawing electronic money into ordinary denominations, of course, only legal ones should be used, within the framework of the law. After all, someone who seeks benefits in a tax haven, in the end, may lose much more than he saved. To this can be added the moral state in which a person can either be absolutely calm, or lose sleep and live in constant fear of an answer to the law.