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What are the advantages of virtual cards that represent payment systems?

2016-05-21

Why are virtual cards of payment systems good

If someone thinks that bank cards appeared only along with computers, they are deeply mistaken. It all started much earlier, in 1958, Bank of America decided to surprise its customers and issued the first payment card. There were so many people who wanted to become the happy owner of a plastic novelty that the bank was not able to cope with such a flow. This is how Bank Americard Service Corporation was formed, it became the progenitor of the Visa payment system. Several years later, American banks merged and created a single payment system with the capacious name MasterCard. All this was a prerequisite for a new phenomenon: a virtual plastic card.
 

Virtual payment system and its instruments

When, in parallel with the usual banking system, the electronic one was born, new instruments appeared in the process of development. The authors of electronic money understood that they needed to develop more convenient methods, and decided to create a virtual plastic card.

It represents a semblance of a bank credit card, only it is intended not for ordinary, but virtual payments. Now you dont have to run to the store to make a purchase, you can get by with an online market and a virtual card. Moreover, such a store has a much better selection of goods.

To find out which of the existing ones can be called the best virtual cards, you need to compare the advantages and disadvantages of several of their types.
 

Worldwide PayPal

The world famous electronic payment system PayPal allows you to make transactions directly from a virtual wallet, or through a card that supports PayPal. What makes this system especially attractive is that the service does not issue its own card. It has a program for binding any card the user has, for example, VirtualCard services such as Yandex.Money, QIWI and others. It can also be a MasterCard or Visa bank card. You can link any credit card or salary card to PayPal. Technically, this is possible, but practice suggests that a more ideal option is to use a separate virtual card.
 

Qiwi electronic system and its bonus

This system offers its customers the Visa Qiwi Card as a bonus. It serves as a convenient tool for making money transfers. With it, you can make purchases from foreign online stores, as well as all other monetary transactions.
Trust - not trust

The mistrust of some people towards online payment systems is based on the fact that the virtual world is intangible and has not yet been mastered enough by humans.

But it is the virtual plastic card that can be picked up and used as a real object. The fear that haunts Internet payments should not be a reason to refuse them. You can choose the best virtual card and use it with success. Moreover, in real life, you can much more often face deception, fraud and theft.

I must say that virtual stores and other serving Internet services very strictly monitor the security of their monetary systems, because this raises their level in the eyes of customers and attracts new ones. Therefore, they guarantee 99% of successful money transfers.

You can replenish the created virtual plastic card from the electronic wallet of the payment system of which you are a user. 

Virtual plastic cards: for everyone or a select few

Older and middle-aged people remember well the time when introduction to technical or other kind of innovations was the lot of the elite. Often, for a long period, they were used by representatives of the Soviet party, and then, after the collapse of the USSR, the political or criminal elite of independent Russia. Those who had the right connections, held high positions, in short, were close to the powers that be. But today such a system of "blat" and profitable connections "has gone into oblivion." Now any innovative inventions (we are talking about virtual ones) have become available to anyone with Internet access. They really enter our life, making it more comfortable and perfect.

Such benefits include a unique invention: a virtual plastic card. Its owner is exempt from commission for replenishment, only gives insignificant interest for making money transfers. Sometimes people confuse payment for shipping with money transfer services. This happens due to sometimes very high prices for services, but this has nothing to do with the payment system. This question should be directed to the trucking companies.

A plastic card with access to a virtual wallet can be used in real life situations. Recently, terminals have been installed in many supermarkets and institutions that allow transactions with electronic cards.

It can be purchased from the offices that represent the respective companys Web Bank. Employees will suggest the best option for a virtual card. Everything goes to the fact that the network of online stores will expand, and special equipment will be installed everywhere in a regular retail network, allowing you to make payments with an electronic credit card.

The main undoubted advantage of such cards is a high security guarantee. They are divided into two types: without a material carrier and with it.

The first type attracts by the fact that the user receives such a card instantly after the application. But its functions are limited only to making a deposit and making money transfers on the Internet, but it will not work to pay with it in a regular store or withdraw cash.

The created virtual plastic card with material carrier has its own distinctive features. It looks almost the same as a regular bank credit card, only without a magnetic stripe and personal signature. It allows the owner to perform all the functions that a card without a carrier does, but it also adds the ability to pay for purchases in a regular retail network. It will take some time to get it, but its worth it.