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What are the most popular foreign payment systems?

2016-05-22

What are the most popular payment systems

Internet users have long appreciated all the advantages that electronic payment systems give them. Cashless payments help speed up financial transfers on the Internet, which affects the development of the Internet environment. In Russia, the practice of electronic exchange of finance has existed for about 10 years. During this time, several payment systems have appeared ("Qiwi", "Webmoney" and others). But in recent years, Russian users are increasingly interested in popular foreign payment systems. And in order to understand what caused this interest, it is necessary to get to know some of them better.
 

PayPal: the best of the best

The service was founded back in 1998 by a group of student programmers, and since then it has been actively developing, penetrating into the financial markets of other countries. Using the PayPal service, the user can pay for purchased goods on the Internet, without using a plastic card of a bank or other credit organization, pay for services and withdraw money using available methods.

This system attracts the most attention from Russian users. Why? Because popular foreign electronic money can be used on English-language sites where Russian payment systems are not supported. For example, if you want to buy a smartphone on eBay (online auction), you can pay for the purchase in only two ways: either with a bank card, which is unsafe, or by making a payment through a foreign payment system.

But the PayPal service is interesting not only for ordinary users, it is needed by webmasters who have decided to create English-language sites to earn money. It is known that the company "Google" pays for its advertising on the site. So, if the site is in Russian, then the cost per click on the billboard rarely exceeds 10 cents, which cannot be said about sites in English, where clicking on the banner costs 25 cents or more.

Why PayPal?

    Over 160 million active users.
    The system is represented in 203 countries.
    Full support for "MasterCard" and "Visa" cards, but only after it has been linked to an account.
    Almost any online shopping.
    Acceptance and transfer of payments.
    Withdrawing money.
    Works in Russia.

The system is actively developing and establishing cooperation relations with many online stores. It is considered the most popular foreign payment system among citizens of Russia and the CIS. Interestingly, the withdrawal of funds to domestic bank cards is not subject to commission and does not have a limit.
 

Electronic payment system "Perfect Money"

Perfect Money is not such a well-known and successful payment system as PayPal. But in a short time of its existence, she was able to achieve some success. Russian users are actively testing its capabilities. However, so far the system does not support direct withdrawal of money to Russian bank cards. Fortunately, there is a whole network of exchangers that allow you to transfer money from "Perfect Money" into rubles with their subsequent withdrawal to any card or bank account. The transfer fee will be slightly higher than usual (from 2 to 5% of the transaction amount).

The resources work with the most popular foreign electronic money: euro (EUR), dollar (USD) and Gold (GOLD). The functions of the systems are the same as those of PayPal. But there is one more additional option - a deposit account. The client can invest money in the system and in a year receive plus 7% profit from the invested amount.

Authorize.Net: when you need more features

Authorize.net is an unusual payment system. It is not designed for small customers, but was developed specifically for foreign online stores (e-commerce). The system provides an opportunity to receive payments in the online store itself. Payment by bank cards and electronic checks is supported.

To date, more than 300 thousand clients are registered in the "Authorize.net" payment system. It may be too early for Russian users to think about online stores abroad, but given the actively developing online retail sector, this prospect looks encouraging. "Authorize.net" rightfully occupies a place in the list of popular foreign electronic systems.
 

DWOLLA: a promising newcomer

It happens when a small nondescript company at some point turns into a corporation with a solid capital, and in just a few years. Payment system "DWOLLA" has every chance of becoming a successful project if it develops in the chosen direction.

Now the daily turnover of finance in the system is about $ 1.5 million and this figure is steadily growing. Its uniqueness is that it takes a completely new approach to electronic payments. Transfer up to $ 10 is completely free, and if it is higher, it has a flat commission of 25 cents. The system is actively developing partnerships with online stores, social networks and other resources.

Every Russian user will soon be able to transfer electronic money from popular foreign payment systems, not limited to just one service "PayPal". It is then that they will be able to appreciate the advantages of foreign resources.