Log in to your personal account
Sign up
Please fill in all the fields carefully
registration form. A registration notification will be sent to the e-mail address you specified.
If you want to use Telegram @username, click Login and enter your Telegram @username in the login field
Attention! Password must consist of 8 or more characters, uppercase and lowercase letters, as well as numbers
Password recovery
Enter the e-mail address specified during registration
You send
You send
Go back

What to do if the payment system fails?

2016-05-19

What to do if the payment system fails

The purpose of any online electronic payment system is the uninterrupted and fast implementation of money transfers 24/7/365 via the Internet. The absence of time frames and territorial restrictions, the need to stand in line, convenience, ease of handling, maximum security of transactions - these are the advantages that differ from typical financial institutions.

The choice of such resources should be considered carefully. It is possible that from time to time errors may occur in the process of operation of payment systems. When making a payment through certain services, funds may be lost or not reached the addressee, and an illegal debiting of money from the users account may occur. Today there are many such resources, so choosing the most acceptable and reliable site for yourself will not be difficult.

Disruptions most often occur during major civil and religious holidays. This rarely happens, maybe even once during the existence of the system. Well, when failures of payment systems occur frequently, the only correct conclusion, according to experts, will be to refuse to use such a service.

The speed of money transfers is one of the important indicators of the reliability and respectability of such systems. Usually, transactions on resources are completed within a few minutes. A good payment system is one with the help of which funds are credited to an account within a short period of time, even in cases where many people use the resource at the same time. In any case, there should be no problems when making a payment.

But it happens that there are failures in the smooth operation of the payment system. What to do in this case? Could individual relapses be a sign of the unreliability of a particular resource? To avoid such problems, you should use the services of several payment systems. Despite the improvement in technology, no one is immune from mistakes. You never know in advance what might happen, and therefore you always need to have a fallback. Therefore, you should explore all such resources. However, a temporary breakdown should not be considered a sign of bad business reputation.
 

What to do when the service is constantly failing?

An increase in the frequency and an increase in the intensity of the occurrence of failures should already be considered an alarming symptom. Precautions must be taken when such precedents arise.

    First, you need to find out if the error was in fact. To do this, you need to check your laptop or personal computer, the stability of the Internet connection, since this may be the case. In the event that a failure has occurred, then action must be taken.
    Initially, you need to send a message to the support service.
    After receiving an answer, it is already possible to decide whether to use such a resource further or not.

It should also be remembered that all services from time to time may carry out technical work, as a result of which errors occur in payment systems when transferring funds. This situation should be treated with understanding.
 

Closing the payment system

Every day, people transfer funds using the Internet: pay bills, accept money or withdraw money. Few people think about the fact that fraudsters may be interested in such users, and not only failures in payment systems. To avoid becoming a victim of unscrupulous users, you need to be extremely careful when conducting transactions. If you follow certain rules for using the network, then everyone will be able to secure both themselves and their funds.

The first is a careful selection of a reliable resource that has proven itself from the best side during its existence. An excellent indicator is positive user reviews, which can be seen on monitoring resources. For viewing, you should choose review services with an unblemished reputation, since it is highly likely that the words of praise published on the web may be falsified.

Before carrying out any transaction, you should make sure that the connection to the site is established correctly. To do this, you need to check the address bar, whether the resource address is displayed correctly there. If something goes wrong, then you should avoid entering data at the entrance. This situation may be an indication that fraudsters are already beginning to take some measures against the user. If such a situation occurs, then you need to contact the support service. But the most effective weapon against cybercriminals is the users vigilance on the network, which makes it possible to promptly identify errors in payment systems and find out the reason for their occurrence.

What to do in cases when the resource was closed, even though nothing previously portended trouble. It is possible that an inexperienced and absent-minded user simply did not notice these moments, or there was a failure in the payment systems. In this case, the users rights are violated, and therefore one must be ready to defend them. To do this, you should clarify whether there were actually any violations in the operation of the resource from the site administration by contacting the support service.

It is recommended to preliminarily study all the documents with which the user must be familiar with the registration. It is possible that the person himself is to blame for choosing an unreliable resource. Sadly, it is a fact that many of people willingly entrust their savings to online resources without bothering to study in detail the offer (public agreement), which regulates the rules for providing services to users by specific payment systems. If the rights were nevertheless violated, then you should go to court to protect your interests.

You should also be aware that the predecessor of troubles is a change in tariff policy (an unrealistic decrease in service interest rates). For example, an instant reduction in commission or some promotions that cannot be beneficial for the resource. Are there mechanisms to help recover lost funds if such circumstances arise? In some cases, this possibility exists. But it will be difficult to withdraw or transfer funds to the account of another service at a rate convenient for a particular user. In any case, the client will lose some of his money. Most often it happens that the money cannot be returned. Therefore, it is recommended to choose a reliable provider in advance and conduct periodic monitoring of its business reputation.

Payment by credit card on the Internet

Today, there are practically no people who do not have a bank card, the use of which can pay for goods or services not only in the virtual world, but also in ordinary retail outlets using special terminals. Sometimes it happens that during a transaction, the system may crash. Main reasons:

    The most common one is the lack of sufficient funds on the card to complete the transaction.
    The error may occur due to the payment system.
    Card blocking.

Regardless of the reasons, payment cannot be made, and therefore it is recommended to adhere to some rules:

1. Get a special card for online payments.

2. You should not keep a lot of funds on such a card.

3. Make purchases only in reputable stores.

If you follow these simple rules, then troubles can be avoided, even if a failure occurs in the payment systems. It is much easier to be careful when choosing a resource, to follow the safety rules and instructions for conducting a transaction, than to wage a often useless struggle for the return of lost money.